
About us
We focus on designing lending solutions and long-term strategies so you can move forward with confidence.
Here to help you find the right finance solutions
Ask A Broker is a Sydney-based property and commercial finance firm that helps homebuyers and investors secure lending suited to their medium- and long-term plans. We prioritise a listening-first approach: we take time to understand your financial circumstances, goals and timelines before recommending loan structures or lender options that support a five- to ten-year strategy.
Our service covers Home loans, First home buyers, Refinance, Investing, Pre approval, Personal loans, Commercial loans, Construction loans, Business lending, Vehicle finance, SMSF finance, Asset finance and Accounting services. From initial assessment through to lender negotiation and settlement, we manage the application process and keep clients informed. The office is open 8:00am, 8:00pm Monday to Sunday and you can contact us by phone or visit in person in Ashfield, Summer Hill, Croydon Park.
Taylor Chang
J.P. MFAA
Founder, Managing Director
Phone: 0414 691 517
Email: taylor@
With more than a decade in property and commercial finance broking, Taylor draws on a background in commercial lending to guide investors, homebuyers and developers through purchases, refinances and construction finance. He specialises in lending structure design, investment loan solutions and managing complex applications across multiple lenders.
Known by clients as the operator behind many successful acquisitions, Taylor combines strong lender relationships, clear communication and long‑term planning to help clients progress toward five‑ to ten‑year property goals.
Our services
We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 50 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.
Mortgage broker services across Sydney's Inner West
Although we service clients Australia wide, we offer specialised support in areas across Sydney’s Inner West with lender access, home loan help and finance options tailored to our local community.












